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Budgeting 101: Creating a realistic budget

Any time you travel, it’s important to have a realistic budget of how much you will spend on your vacation set up ahead of time.  It’s important because unless you understand exactly what things will cost (or a very good estimate) you may continue to put off travel as ‘something I can’t afford.’ 

The way to construct a realistic budget is to use the most current travel guide that you can get, an up-to-date currency converter and a good calculator to just simply do the math.  Once you’ve gotten your ‘math’ realistic budget worked up, multiply it by at least 1.5 and that’s a good realistic budget.  I usually try and multiply by 2 if I can afford it without waiting till the 2nd Coming to go on vacation.   

Don’t skip over the over-estimating part.  That’s the surest way to end up broke when you get home, trust me- I’ve been there.  I had my budget figured out down to the dime when I went to England for the first time and I still ended up blowing it.  If you’ve over-estimated then you will have a little bit of wiggle room when you need it.

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